Affordable Coverage for You and Your Family

Dental and vision insurance help you maintain your health and catch problems early. I work with multiple carriers so you can compare plans and find coverage that fits your budget.

Click any carrier below to compare plans and enroll online directly through my agent portal. If you have questions or need help choosing, give me a call.

Dental care and tools

Dental Insurance Benefits

Most dental plans offer preventive care (cleanings, exams, x-rays) at little or no cost. Many plans also cover basic procedures like fillings and extractions, plus major services like crowns and root canals.

Important: If you've had a PPO dental plan in the prior 12 months, most carriers will waive the 12-month wait for major services. Always confirm with your dentist which plans they accept.

Eye examination and vision care

Vision Insurance Benefits

Vision plans typically cover annual eye exams, prescription glasses or contacts, and discounts on LASIK surgery. Regular eye exams can detect serious health conditions early, including diabetes, high blood pressure, and glaucoma.

Many dental carriers also offer vision coverage, making it convenient to bundle your benefits and save money.

Insurance consultation

Finding the Right Plan

Choosing the right dental or vision plan depends on your needs:

  • How often do you visit the dentist or eye doctor?
  • Do you need coverage for children or the whole family?
  • Does your preferred provider accept the plan?
  • What's your budget for monthly premiums?

I can help you compare options and find the best fit. Contact me for personalized guidance.

Compare Plans from Top Carriers

Click any carrier below to view plans and enroll online. Each link takes you directly to my agent portal where you can see rates, compare benefits, and apply instantly.

Ameritas Dental & Vision

Comprehensive dental and vision coverage with nationwide provider network.

Search Ameritas providers

Anthem Dental & Vision

Flexible plans with extensive network and affordable rates.

HealthNet California

California health insurance with online quoting and enrollment.

Blue Shield of CA

Trusted California coverage for dental and vision care.

Delta Dental

Dental for Everyone portal includes multiple carriers and VSP vision.

Humana Dental & Vision

Comprehensive coverage with competitive pricing.

Manhattan Life

Dental, vision, plus cancer, critical illness, accident and life insurance.

National Care Dental

Up to $5,000 per year of dental benefits. Vision coverage included.

UnitedHealthcare

One of the largest networks in the nation with flexible plan options.

Important Notes About Dental Coverage

  • PPO Plan Waiver: If you've had a PPO dental insurance plan during the prior 12 months, most companies will waive the 12-month wait for major dental services. This does not apply to discount dental plans.
  • National Care Dental does not waive the 12-month wait for major dental.
  • Provider Acceptance: Always confirm with your dentist which insurance plans they will accept. If they say none or don't include the plan you want, ask if they will bill for a PPO plan. Many of these plans offer out-of-network coverage so they will pay something if not most of the cost toward your care, and the dental office will bill them on your behalf.
  • VSP Vision: VSP vision can be found using the Delta Dental link above.

Travel Health & Travel Insurance

The travel health and travel insurance plans are for individuals or groups. Great for someone going to college abroad or mission trips/missionaries.

Geo Blue

Travel and health insurance for international trips and extended stays abroad.

HTH Worldwide

Travel and health insurance for global travelers and expatriates.

International Medical Group

Travel and health insurance plans for international coverage needs.

Need Help Choosing?

Not sure which plan is right for you? I can help you compare options, understand the benefits, and find coverage that fits your needs and budget.

Phone

(805) 528-4358

Fax: (805) 528-8140

Office

2106 9th Street
Los Osos, CA 93402
CA License #0E26264
Monday-Thursday: 9:00 AM - 3:00 PM