Protection for your trips and vacations.
From cruises to study abroad—travel with confidence.
Planning a Trip?
Travel insurance protects you from unexpected trip cancellations, medical emergencies abroad, lost luggage, and travel delays. Whether you're studying abroad, going on a mission trip, taking a cruise, or just planning a vacation, I can help you find the right coverage.
Click any provider below to get a quote and purchase coverage online. If you have questions about which plan is right for your trip, give me a call.
What Does Travel Insurance Cover?
Travel insurance provides essential protection for your trips, including:
- Trip Cancellation & Interruption: Reimbursement for prepaid expenses if you need to cancel or cut your trip short
- Emergency Medical Coverage: Medical expenses and emergency evacuation while traveling abroad
- Lost or Delayed Baggage: Compensation for lost, stolen, or delayed luggage
- Travel Delays: Coverage for additional accommodation and meal expenses due to delays
- 24/7 Emergency Assistance: Access to help services anywhere in the world
Who Needs Travel Insurance?
Travel insurance is especially important for:
- International Travelers: Health insurance often doesn't cover medical care abroad
- Students Studying Abroad: Extended coverage for the duration of your program
- Missionaries & Volunteers: Protection during extended service trips
- Cruise Passengers: Coverage for trip interruptions and medical emergencies at sea
- Adventure Travelers: Additional coverage for high-risk activities
- Group Travel: Special plans for families or organizations traveling together
When Should You Buy Travel Insurance?
The best time to purchase travel insurance is as soon as you book your trip. Early purchase ensures:
- Pre-Existing Condition Coverage: Many plans waive pre-existing condition exclusions if purchased within 14-21 days of your initial trip deposit
- Cancel For Any Reason (CFAR): Optional coverage that lets you cancel for reasons not covered by standard policies
- Maximum Protection Period: Coverage begins immediately, protecting your investment from the start
Even if your trip is coming up soon, it's not too late to get coverage for medical emergencies and other travel mishaps.
Travel Health & Travel Insurance Providers
I work with trusted providers that specialize in travel insurance and international health coverage. Click any provider below to get a quote and purchase coverage online.
Geo Blue Travel Insurance
Comprehensive travel health and travel insurance for international trips. Ideal for travelers seeking robust medical coverage abroad with worldwide assistance.
HTH Worldwide
Travel health insurance for students, missionaries, and extended international travel. Specialized coverage for long-term stays and unique travel situations.
International Medical Group
Global health insurance and travel coverage for individuals and groups. Flexible plans with comprehensive medical and travel protection worldwide.
WorldTrips
Flexible travel insurance and international health plans. Customizable options for all types of travelers with competitive pricing and excellent coverage.
Common Questions About Travel Insurance
Is travel insurance worth it?
If you've invested in a trip—especially an international trip, cruise, or extended stay—travel insurance can save you thousands of dollars if something goes wrong. Consider that:
- A medical emergency abroad can cost tens of thousands of dollars
- Medical evacuation can cost $50,000 or more
- Trip cancellations can mean losing all your prepaid expenses
- Lost baggage or delays can add unexpected costs
Travel insurance typically costs 4-10% of your total trip cost—a small price for peace of mind.
What's the difference between travel insurance and travel health insurance?
Travel Insurance provides comprehensive trip protection including cancellation, delays, lost baggage, and medical emergencies. Best for shorter trips and vacations.
Travel Health Insurance focuses primarily on medical coverage and emergency evacuation for extended international stays. Ideal for study abroad, mission trips, or long-term travel.
Does my regular health insurance cover me abroad?
Most U.S. health insurance plans provide limited or no coverage outside the United States. Medicare does not cover healthcare abroad (except in very limited circumstances). That's why travel health insurance is essential for international trips.
Can I buy travel insurance at the last minute?
Yes, you can purchase travel insurance up until the day before your trip. However, buying early gives you access to additional benefits like pre-existing condition waivers and "Cancel For Any Reason" coverage, which typically must be purchased within 14-21 days of your initial trip deposit.
What if I need to cancel my trip?
Standard travel insurance covers trip cancellation for specific reasons like illness, injury, death in the family, severe weather, or other covered events. For maximum flexibility, consider adding "Cancel For Any Reason" (CFAR) coverage, which allows you to cancel for reasons not covered by the standard policy (typically reimbursing 50-75% of prepaid expenses).
Questions About Travel Coverage?
Not sure which plan is right for your trip? I can help you compare options and find the best coverage for your specific travel needs—whether it's a weekend getaway, an international adventure, or a semester abroad.
Expert guidance. No pressure. Just the right protection for your journey.